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Enhance your insurance solutions

Innovate and increase margin with our comprehensive location service platform

Introduction

Location intelligence unlocks success

Over-regulation, changing customer behavior and new entrants: these market factors are forcing the industry to improve their systems and processes, and become nimbler.

Insurance companies and telematics service providers have an opportunity to integrate location intelligence into their services and significantly improve driver safety, claims management, risk quantification and more. HERE helps you stay ahead of the game.

Key differentiators

Effective insights for efficient action
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Accurate driver profiling

HERE Route Matching corrects errors in GPS traces and plots the most likely street segments driven. Our comprehensive range of road attributes, speed limit data and traffic flow information give accurate driver risk profiling for usage-based insurance.

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Improve driver safety

Track drivers and monitor their driving behavior in real time through native iOS and Android applications. Our insights, real-time alerts and hazard warnings improve safety and reduce claim volumes.

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Engage with customers

Our location-enriched apps promote engagement, increase customer retention rates, and create opportunities to cross-sell pay-as-you-drive and other branded services, allowing insurers to incentivize safer driving.

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Cut claim costs

Our technology accurately displays the location of an accident and provides the first notification of loss and other risk data. This helps lower claims costs, reduces fraud, and enhances the claims process.  

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Work with a leader

Telematics, connected cars and highly automated driving (HAD) continue to disrupt the future of motor insurance. HERE remains a key player with its next-generation location services

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Partners in success

The connected world brings new models of insurance on the horizon

New insurance types are leveraging real-time sensor data to profile our driving habits, providing discounts and incentives for safer driving. We’re partnering with these early adopters to make sure drivers get a fair shake.

ABI Research

See how connectivity and ADAS are impacting the market.

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Make the switch

Differentiate and increase margin by enabling accurate risk assessment, better driver safety and reduced claim costs.